Sidra Montgomery, LLC
Vendors shall procure and maintain for the duration of the services performed, insurance against claims for injuries to persons or damages to property which may arise from or in connection with the products, materials or services supplied.  All policies shall name Owner, Manager and Agents as additional insured. The cost of such insurance shall be borne by the Vendor.
Minimum Limits of Insurance
Workers’ Compensation As required by statute in California, with waiver of subrogation against Owner,  Manager and Agents
Employer’s Liability $3,000,000 each accident
Commercial General Liability * $3,000,000 per occurrence and aggregate
Business Automobile Coverage $3,000,000 (any auto/owned/non-owned/hired) per accident
* Vendors may fulfill their insurance obligations through the use of any combination of primary and umbrella coverage. 
If a Vendor’s work involves professional design or engineering, special evidence of $1,000,000 in professional liability coverage may also be required by Owner.
If a Vendor’s work involves any hazardous or toxic substances or materials such as Asbestos or Asbestos abatements, special evident of $1,000,000 in Contractor’s Pollution Liability coverage may also be required by Owner.
Other Insurance Provisions
The General Liability and Auto Liability policies are to contain, or to be endorsed to contain, the following provisions:
1.         The Owner and the Agents and their officers, officials, employees, agents and volunteers shall be covered as named additional insureds. The coverage shall contain no special limitations on the scope or protection afforded to the Owner and Agents, its officers, officials, employees, or volunteers.  The additional insured must be listed on either the ISO Endorsement Form CG 20 10 11 85 or ISO Endorsement Forms CG 20 10 1093 and CG 20 37 07 04 or equivalent when approved in advance by property manager or landlord.
2.         The Vendor’s coverage shall be primary to Owner’s and Manger’s insurance and will cover Owner, Manager and Agents as Additional Insured for claims arising out of the Vendor’s ongoing and completed operation for or on behalf of Owner or Manager.  Any insurance or self-insurance maintained by the Owner or Agents shall be excess of the Vendor’s insurance and shall not contribute with it.
3.         Any failure to comply with reporting or other provisions of the policies including breaches of warranties shall not affect coverage provided to the Owner or Agents.
4.         Coverage shall state that the Vendor’s insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer’s liability.
5.         Each insurance policy required shall be endorsed to state that coverage shall not be suspended, voided, canceled by either party, reduced in coverage or in limits except after thirty (30) days’ prior written notice by certified mail, return receipt requested, has been given to the Agents.
6.         The Vendor’s Umbrella policy must follow form over the General Liability, Auto Liability and Employers Liability and shall be stated on the Accord form. 
Acceptability of Insurers
Insurance is to be placed with insurers with a current A.M. Best’s rating of not less than “A:VII”.
Verification of Coverage
Vendor shall furnish the Agents a Certificate of Insurance together with an additional insured endorsement reflecting the coverage required.  All Certificates of Insurance and endorsements are to be received and approved by the Agents before any service is performed.  As an alternative, the Vendor’s insurer may provide complete, certified copies of all required insurance policies, including endorsements reflecting the coverage required by these specifications.
The endorsement for additional insured should read as follows:
Sidra Montgomery, LLC
CBRE, Inc.
Certificate Holder is:
Sidra Montgomery, LLC
c/o CBRE, Inc.
180 Montgomery Street, Suite 1650
San Francisco, CA  94104
Additionally, you can email this document to Kali Chow at